Private Insurance: Dr. Carter welcomes most major PPO/POS plans. In order to provide the highest possible level of care, all other insurance plans are accepted on a case-by-case basis. This allows Dr. Carter to offer 1-hour consultations, minimal in-office wait time and 24-hour access via phone, email or pager. Please contact our office and we will be happy to verify your insurance coverage. If we are out of network with your insurance, we can help determine your out-of-network reimbursement benefits and come up with a mutually acceptable financial arrangement. We can also electronically submit your insurance claim on your behalf OR provide you with a completed claim form to submit at your convenience.